Farmers Total Device Protection is coverage for a household's mobile phones and certain consumer electronics (Covered Products). Covered Products (referenced below) will be repaired, replaced or reimbursed at market value if they have a Mechanical or Electrical Breakdown due to manufacturing defects. Portable Covered Products (which are a subset of Covered Products and are referenced on page 2), as well as mobile phones, are also repaired, replaced or reimbursed at market value* for Accidental Damage from Handling, as defined below, and are also reimbursed or replaced due to Loss and Theft.

Farmers has contracted Likewize as the Administrator of this program.

*Market value is defined as the amount one would receive if selling one’s covered device on the open market just before it was lost, stolen, or damaged. This value is determined based on the device's age, condition, and current market demand.

Note: Classifications rely on product type, not functionality. For example, a watch capable of making calls remains classified as a "Wearable."

Phones

• Up to 4 Mobile Phones (per household)

Home Entertainment

• Bluetooth and Wi-Fi Enabled Spakers​
• DVD/Blu-ray Players​
• External Hard Drives​
• Gaming Consoles​
• Handheld Gaming Devices​
• Home Theater Systems¹
• Personal Computers (PCs, Desktops, Laptops), (Windows 8 or newer), (Apple OS X 10 or newer)​
• Printers/Scanners​
• Pro/Elite Gaming Controllers​
• Tablets (Android 1.6 or newer, Apple OS X 10 or newer)​
• Televisions (LED and LCD only)​
• Virtual Reality Headset

¹Home Theater Systems include any of the following if purchased as a set: a receiver, sound bar, speakers, Blu-ray player, amplifier, subwoofer and tuner (collectively referred to as “home theater system in a box” or “home theater systems in a box”).

Smart Home (connect with WIFI, Zigbee, Z-Wave, Insteon, or Thread Group)

• Robot Vacuums
• Smart Home Devices²
• Standalone Routers
• Streaming Devices

² Smart Home Devices include: Smart Video Doorbells, Smart Device Hubs, Smart Light Dimmers, Smart Thermostats, Smart Smoke Detectors, Smart Home Security Cameras, Smart Door Locks, and Smart Carbon Monoxide Detectors. All “Smart” products must utilize one (1) of the following home networking solutions to be eligible for this Plan: Enabled Wi-Fi, Zigbee, Z-Wave, Insteon, or Thread Group.

Personal Wearables/Accessories

• Fitness Bands
• Headphones
• Smart Watches

• Cosmetic damage, however caused, that does not affect the manufacturers intended use
• Incidents that occurred prior to enrollment or when a premium was not paid
• Diminished battery life not caused by electrical or mechanical malfunction or Accidental Damage from Handling
• Full exclusions are in the insurance policy which can be found here.

• First month’s payment may be prorated based on the date of enrollment and charged at time of enrollment
• If the initial payment is prorated, customers can expect to pay their first full premium at the beginning of the following month
• The monthly premium is charged to the credit card provided during enrollment
• Customers can update their payment method anytime via their online account

Loss and Theft

• Mobile Phones
• Portable Covered Products
• Handheld Gaming Devices
• Headphones
• Laptops (Windows 8 or newer), (Apple OS X 10 or newer)
• Pro/Elite Gaming Controllers
• Tablets (Android 1.6 or newer, Apple OS X 10 or newer)
• Virtual Reality Headsets
• Wearables (Smart Watches and Fitness Bands)

Accidental Damage from Handling

• Mobile Phones
• Portable Covered Products
• Handheld Gaming Devices
• Headphones
• Laptops (Windows 8 or newer), (Apple OS X 10 or newer)
• Pro/Elite Gaming Controllers
• Tablets (Android 1.6 or newer, Apple OS X 10 or newer)
• Virtual Reality Headsets
• Wearables (Smart Watches and Fitness Bands)

Mechanical and Electrical Breakdowns (after the expiration of the Manufacturer’s Warranty)

• Mobile Phones
• Bluetooth and Wi-Fi Enabled Speakers
• DVD/Blu-ray Players
• External Hard Drives
• Fitness Bands
• Gaming Consoles
• Handheld Gaming Devices
• Headphones
• Home Theater Systems¹
• Personal Computers (PCs, Desktops, Laptops), (Windows 8 or newer), (Apple OS X 10 or newer)
• Pro/Elite Gaming Controllers
• Robot Vacuums
• Smart Home Devices²
• Smart Watches
• Standalone Routers
• Streaming Devices
• Tablets (Android 1.6 or newer, Apple OS X 10 or newer)
• Televisions (LED and LCD only)
• Virtual Reality Headsets

¹Home Theater Systems include any of the following if purchased as a set: a receiver, sound bar, speakers, Blu-ray player, amplifier, subwoofer and tuner (collectively referred to as “home theater system in a box” or “home theater systems in a box”).

²Smart Home Devices include: Smart Video Doorbells, Smart Device Hubs, Smart Light Dimmers, Smart Thermostats, Smart Smoke Detectors, Smart Home Security Cameras, Smart Door Locks, and Smart Carbon Monoxide Detectors. All “Smart” products must utilize one (1) of the following home networking solutions to be eligible for this Plan: Enabled Wi-Fi, Zigbee, Z-Wave, Insteon, or Thread Group.

Accidental Damage from Handling is a peril that refers to any single, unexpected, sudden and accidental damage that is externally visible, which prevents the proper operation of the Portable Covered Product. Accidental Damage from Handling includes accidental liquid spills and power surges.

It does not include accumulated damage from continual or multiple events or if the Portable Covered Product is submerged in water. In addition, it does not include damage from nature, flood, war, terrorism, fires, wind, lightning strikes or other Acts of God. A comprehensive list of the exclusions is in the service contract or insurance policies which can be found in the Resources section.

Farmers Total Device Protection serves as primary coverage, complementing Farmers homeowners and renters insurance, which means that it provides coverage for Covered Products before a Farmers homeowners policy kicks in. This applies to the following Farmers policy types including, but not limited to, Renters, Home, Townhome, Mobile Home, Dwelling Fire, Condo; and covering brands including, but not limited to, Farmers^®, Farmers GroupSelect^®, Foremost^®, Foremost Signature^®, and Toggle^®. Likewize will waive its deductible(s) if there is also a covered claim for Likewize Covered Products filed against a Farmers policy arising from any one loss event with any of the above brands.

• Claims can be filed immediately after enrollment and must be reported within 60 days of the incident.
• Incidents which occurred prior to enrollment are ineligible.
• Customers have 30 days from opening a claim to provide all necessary documentation, otherwise the claim will be closed.
• A non-refundable deductible is required for all claims**.

^**See above exception where there is coverage overlap.

• Accidental Damage from Handling and Mechanical and Electrical Breakdowns: Unlimited claims with a cap of $2,500 per approved claim, with a total rolling 12-month coverage cap of $6,000 on home electronics. There is no annual coverage cap for mobile phones.
• Loss and Theft: 2 approved claims with a cap of $2,500 per approved claim in any rolling 12-month period

Likewize, the program administrator, will fulfill the claim based on device and geographic location in one of the following ways:

• Mail-In Repair: A prepaid mailing label will be provided, allowing customers to self-package and send their device for repair. Once the repair is completed, the device is shipped back directly to the customer.
• Walk-In Repair: Customer will be offered repairs at select walk-in locations where available.
• In-Home Repair: For TV repairs, Likewize may dispatch a repair technician to the customer’s home as appropriate.
• Replacement: Once the device is received, it will be replaced with a like-kind device (color may vary).
• Reimbursement: An Electronic Disbursement will be issued to the customer via email.

Fulfillment timeline may vary depending on the extent of the damage.

Any repair or replacement items are warranted for 90 days

Customers can cancel anytime by accessing their online account.

Farmers Home Device Protection is coverage for consumer electronics (Covered Products) in the home against three perils, (1) Mechanical and (2) Electrical Breakdowns due to manufacturing defects and (3) Accidental Damage from Handling for Portable Covered Products (which are a subset of Covered Products and are referenced on page 7), as well as mobile phones. The program is a service contract, not insurance, and is administered by Likewize.

This standalone plan does not provide Loss and Theft protection

Note: Classifications rely on product type, not functionality. For example, a watch capable of making calls remains classified as a "Wearable."

Home Entertainment

• Bluetooth and Wi-Fi Enabled Spakers​
• DVD/Blu-ray Players​
• External Hard Drives​
• Gaming Consoles​
• Handheld Gaming Devices​
• Home Theater Systems¹
• Personal Computers (PCs, Desktops, Laptops), (Windows 8 or newer), (Apple OS X 10 or newer)​
• Printers/Scanners​
• Pro/Elite Gaming Controllers​
• Tablets (Android 1.6 or newer, Apple OS X 10 or newer)​
• Televisions (LED and LCD only)​
• Virtual Reality Headsets

Smart Home (connect with WIFI, Zigbee, Z-Wave, Insteon, or Thread Group)

• Robot Vacuums
• Smart Home Devices²
• Standalone Routers
• Streaming Devices

Personal Wearables/Accessories

• Fitness Bands
• Headphones
• Smart Watches

¹Home Theater Systems include any of the following if purchased as a set: a receiver, sound bar, speakers, Blu-ray player, amplifier, subwoofer and tuner (collectively referred to as “home theater system in a box” or “home theater systems in a box”).

² Smart Home Devices include: Smart Video Doorbells, Smart Device Hubs, Smart Light Dimmers, Smart Thermostats, Smart Smoke Detectors, Smart Home Security Cameras, Smart Door Locks, and Smart Carbon Monoxide Detectors. All “Smart” products must utilize one (1) of the following home networking solutions to be eligible for this Plan: Enabled Wi-Fi, Zigbee, Z-Wave, Insteon, or Thread Group.

• Cosmetic damage, however caused, that does not affect the manufacturer’s intended use.
• Incidents that occurred prior to enrollment or when a premium was not paid.
• Diminished battery life not caused by electrical or mechanical malfunction or Accidental Damage from Handling.
• Full exclusions are in the insurance policy which can be found here.

• First month’s payment may be prorated based on the date of enrollment and charged at time of enrollment
• If the initial payment is prorated, customers can expect to pay their first full premium at the beginning of the following month
• The monthly premium is charged to the credit card provided during enrollment
• Customers can update their payment method anytime via their online account

Accidental Damage from Handling

• Portable Covered Products
• Handheld Gaming Devices
• Headphones
• Laptops (Windows 8 or newer), (Apple OS X 10 or newer)
• Pro/Elite Gaming Controllers
• Tablets (Android 1.6 or newer, Apple OS X 10 or newer)
• Virtual Reality Headsets
• Wearables (Smart Watches and Fitness Bands)

Mechanical and Electrical Breakdowns (after the expiration of the Manufacturer’s Warranty)

• Bluetooth and Wi-Fi Enabled Speakers
• DVD/Blu-ray Players
• External Hard Drives
• Fitness Bands
• Gaming Consoles
• Handheld Gaming Devices
• Headphones
• Home Theater Systems¹
• Personal Computers (PCs, Desktops, Laptops), (Windows 8 or newer), (Apple OS X 10 or newer)
• Pro/Elite Gaming Controllers
• Robot Vacuums
• Smart Home Devices²
• Smart Watches
• Standalone Routers
• Streaming Devices
• Tablets (Android 1.6 or newer, Apple OS X 10 or newer)
• Televisions (LED and LCD only)
• Virtual Reality Headsets

¹Home Theater Systems include any of the following if purchased as a set: a receiver, sound bar, speakers, Blu-ray player, amplifier, subwoofer and tuner (collectively referred to as “home theater system in a box” or “home theater systems in a box”).

²Smart Home Devices include: Smart Video Doorbells, Smart Device Hubs, Smart Light Dimmers, Smart Thermostats, Smart Smoke Detectors, Smart Home Security Cameras, Smart Door Locks, and Smart Carbon Monoxide Detectors. All “Smart” products must utilize one (1) of the following home networking solutions to be eligible for this Plan: Enabled Wi-Fi, Zigbee, Z-Wave, Insteon, or Thread Group.

Accidental Damage from Handling is a peril that refers to any single, unexpected, sudden and accidental damage that is externally visible, which prevents the proper operation of the Portable Covered Product. Accidental Damage from Handling includes accidental liquid spills and power surges.

It does not include accumulated damage from continual or multiple events or if the Portable Covered Product is submerged in water. In addition, it does not include damage from nature, flood, war, terrorism, fires, wind, lightning strikes or other Acts of God. A comprehensive list of the exclusions is in the service contract or insurance policies which can be found in the Resources section.

Farmers Home Device Protection serves as primary coverage, complementing Farmers homeowners and renters insurance, which means that it provides coverage for Covered Products before a Farmers homeowners policy kicks in. This applies to the following Farmers policy types including, but not limited to, Renters, Home, Townhome, Mobile Home, Dwelling Fire, Condo; and covering brands including, but not limited to, Farmers^®, Farmers GroupSelect^®, Foremost^®, Foremost Signature^®, and Toggle^®. Likewize will waive its deductible(s) if there is also a covered claim for Likewize Covered Products filed against a Farmers policy arising from any one loss event with any of the above brands.

​Consult the details of your specific homeowners policy for any additional coverage.

• Claims can be filed immediately after enrollment and must be reported within 60 days of the incident.
• Incidents which occurred prior to enrollment are ineligible.
• Customers have 30 days from opening a claim to provide all necessary documentation, otherwise the claim will be closed.
• A non-refundable deductible is required for all claims.

(1) Accidental Damage from Handling, (2) Mechanical, and (3) Electrical Breakdowns: Unlimited claims with a cap of $2,500 per approved claim, with a total rolling 12-month coverage cap of $6,000.

Likewize, the program administrator, will fulfill the claim based on device and geographic location in one of the following ways:

• Mail-In Repair: A prepaid mailing label will be provided, allowing customers to self-package and send their device for repair. Once the repair is completed, the device is shipped back directly to the customer.
• Walk-In Repair: Customer will be offered repairs at select walk-in locations where available.
• In-Home Repair: For TV repairs, Likewize may dispatch a repair technician to the customer’s home as appropriate.
• Replacement: Once the device is received, it will be replaced with a like-kind device (color may vary).
• Reimbursement: An Electronic Disbursement will be issued to the customer via email.

Fulfillment timeline may vary depending on the extent of the damage.

Any repair or replacement items are warranted for 90 days

Customers can cancel anytime by accessing their online account.

• Cosmetic damage, however caused, that does not affect the manufacturers intended use.
• Incidents that occurred prior to enrollment or when a premium was not paid.
• Diminished battery life not caused by electrical or mechanical malfunction or Accidental Damage from Handling.
• Full exclusions are in the insurance policy which can be found here.

• First month’s payment may be prorated based on the date of enrollment and charged at time of enrollment.
• If the initial payment is prorated, then customers can expect to pay their first full premium at the beginning of the following month
• The monthly premium is charged to the credit card provided during enrollment.
• Customers can update their payment method anytime via their online account.

Mobile phones are covered for (1) Accidental Damage from Handling, (2) Mechanical, (3) Electrical Breakdowns after the expiration of the Manufacturer’s Warranty, (4) Loss, and (5) Theft.

Accidental Damage from Handling is a peril that refers to any single, unexpected, sudden and accidental damage that is externally visible which prevents the proper operation of the Portable Covered Product. Accidental Damage from Handling includes accidental liquid spills and power surges.

It does not include accumulated damage from continual or multiple events or if the Portable Covered Product is submerged in water. In addition, it does not include damage from nature, flood, war, terrorism, fires, wind, lightning strikes or other Acts of God. A comprehensive list of the exclusions is in the service contract or insurance policies which can be found in the Resources section.

Farmers Mobile Device Protection serves as primary coverage, complementing Farmers homeowners and renters insurance, which means that it provides coverage for Covered Products before a Farmers homeowners policy kicks in. This applies to the following Farmers policy types including, but not limited to, Renters, Home, Townhome, Mobile Home, Dwelling Fire, Condo; and covering brands including, but not limited to, Farmers^®, Farmers GroupSelect^®, Foremost^®, Foremost Signature^®, and Toggle^®. Likewize will waive its deductible(s) if there is also a covered claim for Likewize Covered Products filed against a Farmers policy arising from any one loss event with any of the above brands.

• Claims can be filed immediately after enrollment and must be reported within 60 days of the incident.
• Incidents which occurred prior to enrollment are ineligible.
• Customers have 30 days from opening a claim to provide all necessary documentation, otherwise the claim will be closed.
• A non-refundable deductible is required for all claims.

(1) Accidental Damage from Handling, and (2) Mechanical, and (3) Electrical Breakdowns: Unlimited claims with a cap of $2,500 per approved claim.

(4) Loss and (5) Theft: 2 approved claims with a cap of $2,500 per approved claim in any rolling 12-month period .

Likewize, the program administrator, will fulfill the claim based on device and geographic location in one of the following ways:

• Mail-In Repair: A prepaid mailing label will be provided, allowing customers to self-package and send their device for repair. Once the repair is completed, the device is shipped back directly to the customer.
• Walk-In Repair: Customer will be offered repairs at select walk-in locations where available.
• In-Home Repair: For TV repairs, Likewize may dispatch a repair technician to the customer’s home as appropriate.
• Replacement: Once the device is received, it will be replaced with a like-kind device (color may vary).
• Reimbursement: An Electronic Disbursement will be issued to the customer via email.

Fulfillment timeline may vary depending on the extent of the damage.

Any repair or replacement items are warranted for 90 days

Customers can cancel anytime by accessing their online account.